Getting married without a Florida prenuptial agreement is like practicing medicine without malpractice insurance. That sentiment, shared by panelist Dr. Tyler Scott on episode 390 of the White Coat Investor Podcast, resonates because it speaks the language of professionals who already understand risk management.

You insure against events you hope never happen. Not because you expect disaster, but because ignoring risk does not make it disappear.

A prenup works the same way. When done thoughtfully, it is not a prediction of divorce. It is a financial planning tool that helps you and your partner make intentional decisions, have necessary conversations, and reduce uncertainty about the future.

Quick Answer

A prenuptial agreement created through a Collaborative Process treats marriage planning like financial planning, prioritizing transparency, fairness, and clarity while reducing the risk the agreement will later be challenged.

Key Takeaways

• Not everyone needs a prenup, but many professionals benefit from one
• Prenups can function as financial planning and marriage preservation tools rather than divorce planning
• Poor financial disclosure and accusations of duress are common reasons Florida prenups fail
• Collaborative prenups remove incentives to draft litigation-focused clauses
• Neutral financial and mental health professionals strengthen enforceability
• The process can be constructive rather than adversarial

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